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Review 8/11/2010
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DO NOT USE THIS COMPANY!!! I signed up with GDM in February of 2010 hoping to settle my unsecured debts due to lose of wages at work. I was told by the company they average a 50% pay off of the original balance. That sounded amazing to me. They also told me they would work with my collectors to settle debt. It is August of 2010 now and they have not settled a single debt, out of 5, and I was even sued in court by one of the collectors. They told me only 2% of their clients actually go to court, and to have a judgment (lose a court case) against you takes at least 2-3 court dates before a judge will do that. I went to court last Friday and spoke to the judge for 2-3 minutes before I had a judgment against me. For them talking to my collectors on my behalf never happened either. I got phone calls from the second I stopped paying my monthly bills and I still get them everyday. GDM ensured me they would give me legal paperwork to mail to the collectors which would make the phone calls stop. I mailed it in, and still phone calls. All they want is your MONEY. I paid them $2,200 and was only able to save up $1,500 in an account to work off the debt I owed. GDM will only attempt to talk to collectors once you have 60% of the original balance in your account. That takes so long you get sued in court before they even talk to your collectors. They are very convincing on the phone. Even after my court date the customer service lady was trying to tell me to stay current on my payments to them and they will handle all the rest of my debts. In the six months I was with this company they did not do one helpful thing for me. My credit is horrible, the company I lost to in court said they are going to garnish my wages, and now I have lost $2,200. I hope this stops somebody from making the same mistake I did.
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